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The spread between them is not constant, which is the point.","category":"money","categoryLabel":"Money","cadence":"monthly","placeholder":false,"landingPage":"https://londongraph.com/g/what-a-mortgage-actually-costs","markdown":"https://londongraph.com/g/what-a-mortgage-actually-costs/index.html.md","source":{"name":"Bank of England","url":"https://www.bankofengland.co.uk/boeapps/database/","licence":"Bank of England terms of use"},"updatedAt":"2026-07-31T23:47:35.030Z","release":{"label":null,"publishedAt":null,"resourceUrl":null,"methodologyUrl":null,"sha256":null},"observations":[{"series":"Bank 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